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Evaluating the effectiveness of an online module for increasing financial literacy

Scott Wolla (Federal Reserve Bank of St Louis, St Louis, Missouri, USA)

Social Studies Research and Practice

ISSN: 1933-5415

Article publication date: 11 September 2017

1987

Abstract

Purpose

Financial literacy is lacking across all age groups, but less than one-third of young adults have even basic financial knowledge. Research has demonstrated that online learning is effective. As such, online learning strategies may be a useful tool for improving the financial literacy of high school students. The paper aims to discuss this issue.

Design/methodology/approach

This study uses student-level (N=3,061) and school-level data (n=100) to examine the effectiveness of Soar to Savings, an online learning module that teaches key personal finance and economics concepts.

Findings

The findings show large, positive, and statistically significant gains in learning from pretest to posttest for the student-level and school-level samples.

Originality/value

The results provide evidence that Soar to Savings is an effective tool for increasing financial knowledge.

Keywords

Acknowledgements

The views expressed are those of the individual author and do not necessarily reflect official positions of the Federal Reserve Bank of St Louis, the Federal Reserve System, or the Board of Governors.

Citation

Wolla, S. (2017), "Evaluating the effectiveness of an online module for increasing financial literacy", Social Studies Research and Practice, Vol. 12 No. 2, pp. 154-167. https://doi.org/10.1108/SSRP-04-2017-0014

Publisher

:

Emerald Publishing Limited

Copyright © 2017, Emerald Publishing Limited

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