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Do Islamic banks gain from corruption and money laundering (ML)?

Kinza Aish (Department of Management Sciences, COMSATS University Islamabad, Sahiwal Campus, Sahiwal, Pakistan)
M. Kabir Hassan (Department of Economics and Finance, University of New Orleans, New Orleans, Louisiana, USA)
Qamar Uz Zaman (Department of Management Sciences, COMSATS University Islamabad, Sahiwal Campus, Sahiwal, Pakistan)
Sadaf Ehsan (Department of Management Sciences, COMSATS University Islamabad, Lahore Campus, Lahore, Pakistan)
Khurram Abbas (Department of Management Sciences, COMSATS University Islamabad, Sahiwal Campus, Sahiwal, Pakistan)
Ijaz Hussain Shah (Department of Management Sciences, Superior University Lahore, Lahore, Pakistan)

Journal of Money Laundering Control

ISSN: 1368-5201

Article publication date: 18 October 2021

Issue publication date: 31 October 2022

473

Abstract

Purpose

This paper aims to examine the impact of corruption and money laundering (ML) on the profitability and stability of Islamic banks.

Design/methodology/approach

This study used the data of 53 conventional and 19 Islamic banks of Pakistan and Malaysia to have comparative insights. The empirical methods include the fixed effect and random effect regression and generalized methods of moment for robust results.

Findings

The results indicate that Islamic banks gain from corruption and ML. Corruption and ML affect bank profitability and stability positively in a less corrupt environment, i.e. Malaysia; however, corruption hurts Islamic banks’ performance, and ML favours Islamic banking profitability and stability in a more corrupt environment, i.e. Pakistan.

Originality/value

The present study pioneers the debate on corruption and ML related to Islamic banking profitability and stability. This study provides important insights to regulators and Shariah advisors to build a real model of Islamic banking.

Keywords

Acknowledgements

These data were derived from the following resources available in the public domain:www.sbp.org.pk/departments/stats/FSA-2006-09(F).pdfwww.sbp.org.pk/departments/stats/fsa-2008-12%20.pdfwww.sbp.org.pk/departments/stats/FSA-2012-16.pdfhttps://baselgovernance.org/sites/default/files/2019-02/basel_aml_index_10_09_2018.pdfwww.transparency.org/en/cpi/2018http://bursa.listedcompany.com/ar.html and from individual bank website as per requirement.

Citation

Aish, K., Hassan, M.K., Zaman, Q.U., Ehsan, S., Abbas, K. and Shah, I.H. (2022), "Do Islamic banks gain from corruption and money laundering (ML)?", Journal of Money Laundering Control, Vol. 25 No. 4, pp. 909-929. https://doi.org/10.1108/JMLC-09-2021-0094

Publisher

:

Emerald Publishing Limited

Copyright © 2021, Emerald Publishing Limited

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